Private Client Services

AAB’s private client services support a diverse range of individuals, providing absolute confidentiality and expert advice to optimise and protect personal wealth.

Paula

Paula Fraser

Head of Private Client

Contact Paula Meet the team

Who we can help

  • ENTREPRENEURS
  • HIGH NET WORTH INDIVIDUALS
  • INTERNATIONAL PRIVATE CLIENTS

How we can help

PRIVATE CLIENT SERVICES TAILORED FOR YOU

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Beyond handling tax returns for over 2,000 clients, our extensive team of private client services team manage a spectrum of complexities, from straightforward filings to intricate family structures involving trusts and investment entities.

Our services extend far beyond mere tax return completion. In addition to standard personal tax compliance, our dedicated team of personal tax specialists delivers dependable and practical tax advice, ensuring full compliance and optimal positioning. With a cadre of technical experts, our guidance is bespoke and meticulously tailored to your specific requirements.

TAX ADVICE FOR BUSINESS OWNERS

Embarking on and managing a business journey is both exhilarating and demanding, often requiring significant dedication and effort. It’s essential that you can reap the rewards fittingly. Our expertise in tax matters enables us to guide you in crafting a strategic approach to minimise unnecessary tax liabilities.

For business owners, we offer tailored tax advice, leveraging our experience and insights to devise the most efficient tax strategy for your unique circumstances. We’ll explore the common methods of profit extraction, including salary, dividends, and pension contributions, providing insights to optimise each avenue.

Get tax advice today

  • AAB's private client tax team deliver clear advice in understandable terms so we can appreciate how effective planning can lead to benefits for the whole family. They have taken away the worry and doubt for us.

    Alex Wiseman

  • We have an excellent relationship with AAB formed over 7+ years. Their accounts and tax compliance services are thorough and efficient, and the specialist tax planning advice we have received has been first class.

    Stanley & Evelyn Morrice

  • I contemplated transferring my business to a limited company and I knew I could rely on AAB to make the process as straightforward as possible whilst providing the accounts and tax advice to enable me to make the right decision.

    Colin Brown

  • They keep up to date with the changing tax landscape and always present things in a clear and understandable way. I would recommend their services to anyone.

    Peter Smith

PRIVATE CLIENT SERVICES

PERSONAL TAX PLANNING

Given the uniqueness of your tax situation, we employ a bespoke, tailored approach to uncovering the most suitable and tax-efficient solutions for your individual requirements.

Drawing from years of experience advising diverse clients, we understand that optimal outcomes stem from understanding your aspirations and future goals. By delving into your circumstances, we can recommend tax planning strategies that safeguard your assets and help you make the most of their value.

Our proficient team encompasses comprehensive expertise across various tax planning domains, encompassing:

  • Income tax
  • Capital Gains Tax
  • Inheritance Tax
  • Succession and estate planning
  • Trusts and Family Investment Companies
Make your tax work harder with AAB

PRIVATE CLIENT SERVICES

TAX COMPLIANCE

Tax compliance entails more than just filing your yearly tax return. It presents a crucial chance for us to delve deeper into your financial landscape, identifying and implementing tax planning strategies to mitigate both short and long-term tax liabilities.

Our committed tax advisors invest the time to understand your unique situation, delivering tailored advice that suits your needs. Beyond fulfilling statutory requirements, we uncover avenues for tax savings, providing assurance that you’re paying the correct amount of tax presently and in the years ahead.

Our team can assist with:

  • Submitting your returns accurately and on time
  • Making an investigation less of an inquisition
  • HMRC transparency
  • Softening the impact of tax disclosure
Stay compliant with private client services

TAX RESIDENCE & DOMICILE

Understanding the nuances between residence and domicile is crucial for tax compliance, both within the UK and internationally. Incorrect assumptions regarding either status can lead to significant financial repercussions. Fortunately, our specialist tax advisors are adept at ensuring your compliance not only in the UK but also globally, leveraging our extensive network of affiliates worldwide.

We excel in delivering top-tier, cross-border guidance for individuals transitioning to or from the UK. Our specialisation lies in holistic tax planning, addressing both UK and overseas tax implications associated with international relocation. We proactively recommend strategies to minimise tax liabilities on your earnings and investments.

Get expert advice on tax residence & domicile

HELPING YOU MAKE THE BEST PROPERTY TAX DECISIONS

Recent years have seen significant shifts in the tax landscape for residential properties, complicating matters for owners of second homes and buy-to-let properties. In some instances, these changes have resulted in punitive tax rates.

Our property tax guidance ensures you’re well-prepared, helping you avoid unexpected tax liabilities and stay fully compliant. We keep you informed about the latest tax developments, providing accurate advice and practical insights to empower you in making cost-effective and rewarding decisions for your property portfolio.

How our private client services can help:

  • Choosing the right structure
  • Keeping it in the family
  • Identifying and avoiding tax traps
  • Maximising your property income

Find out more about our property tax offering

PARTNERSHIPS

Partnerships and LLPs serve as versatile business structures across various sectors, spanning agriculture, property, professional services, and joint ventures. While their flexibility appeals to businesses and entrepreneurs, they are governed by intricate tax regulations that continue to evolve.

Our private client services team leverages their expertise to guide your partnership and provide personalised support to individual partners regarding their finances. We ensure accurate and current tax reporting, offering proactive specialist advice to empower confident decision-making. With our assistance, you can approach challenging situations with confidence and clarity, giving you peace of mind.

Get AAB private client services

TRUST PLANNING & FAMILY INVESTMENT COMPANIES

Trusts have traditionally played a pivotal role in estate planning, offering flexibility and control over asset gifting. However, evolving legislation has gradually diminished their tax advantages, leading to the increasing popularity of Family Investment Companies (FICs), especially for high-value assets.

A Family Investment Company retains the control and flexibility akin to a Trust while delivering enhanced tax efficiency, benefiting both the founder (the individual funding the company) and its beneficiaries. We provide comprehensive guidance on the merits and drawbacks of each approach, empowering you to make an informed decision based on your specific circumstances.

You’ll benefit from:

  • Establishing and maintaining a Trust, with consideration of all relevant taxes including Inheritance Tax, Capital Gains Tax, Income Tax, and Land and Buildings Transaction Tax
  • Ensuring cohesion between Trust advice and wider succession planning for your family and business interests
  • Managing all associated tax compliance tasks, from notifying HMRC to preparing annual Trust tax returns
  • Regularly reviewing Trust arrangements to ensure the preservation of your family wealth for future generations
  • Setting up and maintaining a Family Investment Company (FIC), including structuring, financing, and tax-efficient profit distribution
  • Understanding the Inheritance Tax benefits of using an FIC structure and its potential interaction with Trust tax planning
  • Handling all associated tax compliance matters, from initial setup to annual reporting obligations
  • Receiving advice on the suitability and structure of your family Trust
Explore our estate & trust planning service

INTERNATIONAL EXPERTISE

Managing tax exposure across multiple jurisdictions for your income, assets, and pensions can pose significant challenges. However, with the support of our expert International Private Client specialists, navigating this complex landscape becomes seamless. Drawing upon years of experience advising globally mobile workers, business owners, and high-net-worth individuals, we bring clarity to your tax situation and optimise it for maximum efficiency.

In addition to ensuring compliance across relevant jurisdictions, our focus extends to long-term tax planning. Leveraging Double Tax Treaties with other countries, we devise realistic strategies for tax mitigation. Collaborating with a global network of trusted partners, we adopt a holistic approach to address all aspects of your global tax requirements successfully.

Get in touch for private client services

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