Restructuring & Recovery Director



Company directors, individuals, accountants, creditors, and solicitors.


Whether it be a company director or individual who needs expert insolvency advice, I take time to listen and understand the issues so that the optimal solution is always offered.


Across all sectors. I also have a cross service line presence, particularly due to my AML, Compliance and CSR roles.


Jude Howson is a Restructuring and Recovery Director and is JIEB qualified with 27 years’ experience in Restructuring and Recovery and is also a certified accountant.

Jude supervises a team undertaking complex corporate insolvency cases and personal insolvency cases. She is an experienced trainer and takes responsibility for delivering in-house training and mentorship together with providing all technical and compliance support for the team. Jude is a Deputy Money Laundering Reporting Officer and CSR Charity Liaison for COTY for the firm. In addition, Jude is a member of the firm’s Compliance Committee and the R3 Scotland Committee for the Association of Business Recovery Professionals (R3) and sits nationally on R3’s Small Practices Group.

Establishing a trusting relationship

“I aim to be a Trusted Advisor and getting the balance right is important. It’s a two-way relationship. I listen, understand and always am empathetic – regardless of the circumstances, we are all fundamentally human beings, and I try my best to understand my client’s needs and wants in order to provide the most suitable and tailored advice.

My clients can expect from me a professional but friendly approach, providing sound advice which will assist them to see a way forward. The most satisfying aspect of working with clients is helping clients find a solution. Even when dealing with the most challenging situations I have received positive feedback on the way I have handled everything, resulting in future work referrals.”

Motivate with positivity

“Together with our professional qualifications and expertise, we bring many aspects of our personalities, experiences and skill sets to create a great team, and we all have something unique to contribute. It is this multifaceted approach that creates the magic. All these foundations nurture an environment of trust and a culture of hard work and at the same time make it a fun place to work. As a senior member of our team, I lead by example. I always work side by side with my colleagues and always make time for them for whatever reason they may need me for, and whenever.

I always bring a smile and positive energy to our workplace. I think that helps keep the team motivated and creates an environment where everyone wants to do well both for themselves and for the greater benefit of the team.”

Going above and beyond

“My greatest strengths I bring to AAB are my leadership, technical expertise, positivity, and hard working but keep smiling ethos. I’m often told I go above and beyond, and that the department wouldn’t cope without me (colleagues’ words, not mine)!

I’ve also had lots of positive feedback over the years despite my area of specialism. One accountant I know has said just as I was about to go on holiday, ‘if I can’t talk to you and my client can’t talk to you, it will just need to wait until your back as I don’t want anyone else talking to them!’”

Exciting opportunities

“I’m always seeking to develop and grow both professionally and personally, so I fully embrace the future and look forward to being part of a larger team at AAB. I think our existing Restructuring and Debt Advisory team merging with AAB’s will show a great strength in the Scottish Market place given the experience of the individuals across the team and how well respected they are. It also opens up exciting opportunities to develop the practice in England and Ireland, which I am very excited for.”

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